November is Financial Literacy Month

Each November, Canadians come together to recognize Financial Literacy Month, a national initiative that shines a light on the importance of understanding and managing our finances. This year’s national theme, “Talk Money,” encourages Canadians to start conversations with partners, family, colleagues, and financial professionals about topics that too often remain unspoken.

Talking about money isn’t always easy. For many, it can feel uncomfortable or even taboo. But avoiding those conversations can lead to uncertainty, missed opportunities, and stress when life takes an unexpected turn. The truth is, the more openly we talk about finances, the better prepared we become to make informed decisions and support those who depend on us.

• Pension Conversations: Make sure your beneficiaries understand your wishes and know who to contact if something happens.
• Benefit Conversations: Review your coverage with your family so they know how to access it when it’s needed most.

These are not just financial details, they are acts of care and preparation.

Throughout November, we’ll be highlighting financial red flags on our Facebook page. The warning signs that might indicate it’s time to reassess your financial habits. Are you living paycheque to paycheque? Do you have an emergency fund? Are you contributing enough to secure your retirement goals? Recognizing these patterns is the first step toward building financial resilience and peace of mind.

Financial literacy is about empowerment. It’s about knowing where you stand today, understanding the tools and benefits available to you, and taking action to create the future you want. As a pension and benefits administrator, we are proud to support our members on that journey. Through clear information, education, and services we help them make confident, informed choices.

This month, we encourage you to start a conversation. Talk to your loved ones. Ask questions. Book an appointment with a Retirement Information Consultant (RIC). Share what you’ve learned. The more we talk about money, the more we normalize it, and the more we all stand to gain.