September is Life Insurance Awareness Month, so it’s a great time to take stock of insurance coverage you have, and insurance coverage you might want to consider.
Here at PEPP, we’re passionate about pensions and personal finance. So, we’re excited to be celebrating Financial Literacy Month with you!
With interest rates rising, people of all ages are getting real about their debt. If all your debt were paid off tomorrow – credit cards, car loans, student loans, mortgage – you’d likely feel a huge sense of relief.
Until a few months ago, I used to think I would be in debt forever. I am only 29 years old, but I’ve acquired a significant amount of debt with my student loan, car loan, mortgage and credit cards. I was stressed.
I have been on my get-out and stay-out-of-debt journey for nine months now and it has been quite the ride. I’ve wanted to quit many times and go wild with online shopping and my credit card, but I’ve managed to restrain myself.
An important thing to include in your budget is an emergency fund. Saving for an emergency before it happens is one way to achieve financial wellness.
Life happens – and that’s true for everyone. Even if you have saved money for spending and retirement, you may still need to borrow for special occasions. Not all reasons for borrowing are bad, and borrowing itself can be done intelligently if you’ve already planned a budget!
You’re considering borrowing money for a major life event. But why are interest rates so high? The answer is inflation. Inflation shows us how the economy is doing and where it is headed.
Did you know that you now have additional protection when dealing with your financial institution? The changes apply to banks, authorized foreign banks, and federal credit unions.