Your fifties are a crucial time for financial planning. Retirement is near, and the decisions you make will play a big role in ensuring financial security in your later years. Whether you're catching up on savings or fine-tuning your plans, here are the top five financial moves to make in your fifties.

Are you over 50 and unsure what to do with your PEPP account once you retire? Here are three reasons why it pays to stay in PEPP. 

PEPP is a non-profit pension plan 

Unlike the big banks or wealth management firms, we don’t exist to create a profit nor do we have shareholders. PEPP operates on a cost recovery basis. The fees incurred are the actual costs for operating the Plan and investing the Plan’s assets. 

Are you ready for retirement? Let’s find out.

Calculating your net worth will bring your financial picture into focus and provide you with a better understanding of what you’ll need to do to best prepare for retirement.

In conjunction with the CREATE workshop, take a shot at the Retirement Planning Worksheet. Finally, a math quiz you can ace.

It’s an easy-to-use worksheet that calculates your monthly cash flow and expenses to determine your net worth.