JUNE 11, 2024

PEPP’s growth gives you greater peace of mind

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Spring is a time for growth and renewal. Whether it’s as simple as planting a garden, or a bigger life event like getting married, having a child, or preparing for retirement – there is a sense of hope as we plan for our tomorrows. 

And, whether you realize it or not, you’re already saving for your future. Take a look at your 
March 31, 2024, member statement. Did you know you had that much money in your PEPP account? If retirement is on your horizon, you’re likely paying closer attention to your account balance. 

Wherever you are in your life’s journey, we’re excited to update you on PEPP’s performance because we’re members too! 

The PEPP Fund remains strong. In the past 10 years, the PEPP Fund has grown from $6.1 billion to $12.4 billion. The 15-year annualized return for our flagship fund, the PEPP Balanced Fund, was 8.1% (as of February 29, 2024).

We’re still the largest defined contribution plan in Canada. While we’ve held this title for 
many years now, we’re proud to say the PEPP Fund is valued at 
over $12 billion and growing. 

PEPP has a unique competitive advantage that sets us apart from other investment funds. As a PEPP member, you have access to eight high quality funds – including access to private assets and alternative investments – that aren’t typically available to retail investors. These funds tend to outperform industry benchmarks and are supported by competitive management expense fees. 

What this means for you!

PEPP’s strong performance over the past two decades, along with its diversified investment structure, means your PEPP account continues to grow steadily over time. Contributions from you and your employer along with investment returns ensures you’re building a valuable nest egg for your future.